Frankfort Foreclosure Attorneys
If you have lost your job, gone through a divorce or had unexpected medical expenses, you may find it difficult to meet your financial obligations. You may be reluctant to seek bankruptcy protection, feeling ashamed or afraid that you may lose everything you have. A Chapter 13 bankruptcy filing can help you get a fresh start, putting a stop to foreclosure proceedings, garnishments, or the repossession of your car.
At the Smith Law Offices, in Lexington and Frankfort, our attorneys have provided comprehensive counsel in Chapter 13 bankruptcy to people throughout central Kentucky since 1998. We take a team approach so that most of your contact with our firm is one on one with a lawyer. To set up a free initial consultation, contact our office or call us at 866-765-7865 to set up an appointment.
Our Chapter 13 Bankruptcy Practice
If you fail to qualify for protection under Chapter 7, or you wish to repay your creditors instead of discharging your debts, you can file for reorganization under Chapter 13. In a Chapter 13 bankruptcy proceeding, you have the opportunity to enter into new payment agreements with your creditors, often for less than the full amount due. The term of the repayments is 3 to 5 years. In exchange for new payment terms, your creditors agree to stop all other efforts to collect on any debts.
Our attorneys will handle all matters related to Chapter 13 bankruptcy filings, preparing and filing all required documents and acting as your advocate in all hearings or meetings with creditors, the trustee or the court. We will help you put together a plan of reorganization and will review any proposed repayment agreements from your creditors, to ensure they are within your means.
Lexington, Kentucky, Chapter 13 Bankruptcy Attorneys
We offer a free initial consultation to people considering filing a Chapter 13 bankruptcy petition. To schedule an appointment, contact us or call us toll-free at 866-765-7865. Evening and weekend meetings are available upon request. Our Chapter 13 bankruptcy attorneys offer locations in Frankfort and Lexington, Kentucky, both with easy access from the Interstate.
